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Barrett Financial Group
Chris Morris

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About the company

Barrett Financial Group is recognized as the top mortgage broker in the state of Arizona. The company was founded in 2002 by Trevor Barrett and has grown to employ hundreds of mortgage professionals. The company has a variety of wholesale lenders, which allow homebuyers to get the best loan for their needs. Because of its size and reputation, Barrett Financial Group receives additional pricing benefits and perks from its lending partners. In 2020, the company was named a Top 1% Partner and a Top 20 Broker in the Nation by two industry leaders.

Chris Morris:
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.


Loan Programs
Which Mortgage is Right for You?

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

Mortgage Rate Options
  • Fixed Rate
    • The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
  • Adjustable ARM
    • Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan’s term. These loans usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions.
  • Interest Only
    • A mortgage is called “Interest Only” when its monthly payment does not include the repayment of principal for a certain period of time. Interest Only loans are offered on fixed rate or adjustable rate mortgages as wells as on option ARMs. At the end of the interest only period, the loan becomes fully amortized, thus resulting in greatly increased monthly payments.
  • Graduated Payments
    • A graduated payment mortgage is a loan where the payment increases each year for a predetermined amount of time (such as 5 or 10 years), then becomes fixed for the remaining duration of the loan.
Loan Program Options
  • FHA Home Loan
    • FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
  • VA Loans
    • The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
  • USDA Loans
    • If you’re looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
  • Jumbo Loans
    • A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.


Contact Info


sarah usnsarah usn

Chad and Angela at Barrett Financial were absolutely incredible. They worked fast, efficiently and most importantly , they were honest. They laid everything on the table from day one, they let us know what we were working with realistically. They worked with “here’s the worst case scenario, and if you agree to those terms, then we will do everything in our power to fight to make it better” and they did. They worked so hard to make a dream come true for my family and we could not be happier. They were personable, trustworthy and sincere. They not only made us comfortable but they treated us like family. Home buying can be incredibly stressful and they took the time to be patient and answer any and all questions that I had. When I started to get overwhelmed they grounded me. My husband and I are so thankful and feel incredibly blessed to have had the opportunity to work with Angela and Chad and the rest of the Barrett Financial team. There will never be enough words to express our gratitude. If I could give them more stars I would. They turned dreams into a reality and we will be forever thankful.

Paul BlandinoPaul Blandino

Brian and Robert were very helpful and supportive throughout the refinance process. They were able to find the program that best fit our situation and got a large amount back than anticipated!! I would recommend Brian and Robert through Barret Financial Group to anyone who needs a re-finance or a mortgage!! I received a decent rate and a significant amount of money back from our refi. Thanks Brian and Robert for all your help and assistance!! Anyone who reads this has to give these guys a call!!

Mahesh PatelMahesh Patel

Great service in a very timely manner. My loan officer Cody was very knowledgeable and he did his homework right, before submitting file to underwriter.
He answered all the questions I had.
Cody closed this loan in just 5 days from start to finish. The fastest loan ever by Cody.
This is what I would like to say about him “ If Cody can’t do your loan, no one can do it.”
He communicated very good through out the process and helped me put the required documents together.
I would say, if you are looking for a loan, don’t waste your time looking anywhere else, simply call Cody first to get it done on first try.
Thanks Cody for the fastest loan approved for me.

Renata MillsRenata Mills

Working with Brian is amazing. As an Realtor, I generally refer all my clients to Brian. This last transaction was for the purchase of my own home and I was able to work with him personally. The experience was great. There were multiple unforeseen issues on the seller side that pushed the closing back several times. Brian kept me in the loop and stayed on top of everything throughout this entire process. This company leads the way with customer service and professionalism.

Lori GibbsLori Gibbs

Christian Wohl is one of the finest human beings I have ever met. He is also an amazing mortgage broker. He went above and beyond for me through numerous frustrations and glitches. He was always available, honest and encouraging to me. I feel I have made a friend as well. Just an overall fantastic experience and I HIGHLY recommend this group! Thank you so much!


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