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Ethos Home Loans
AJ Mendoza

1600 W Chandler Ste 260 Chandler AZ 85224

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About the company

An experienced lending professional with over 12 years of proven results. Accustomed to working long hours increasing quality and production with my training and leadership skills that improve profitability and customer satisfaction.

AJ Mendoza is the CEO and Founder of Ethos Home Loans, a mortgage company that has experience in financial services since 1997. AJ started his career as a series 6,7,8 stockbroker before moving to mortgage financing in 2001, where AJ quickly learned how to fund, process, and received a HUD Direct Endorsement in late 2002. AJ has managed FHA, VA, DPA, USDA, Jumbo, NonQM, and Conventional programs with regional and national responsibilities since 2002, including being an Affordable Lending Executive and ultimately serving as the Cheif of Credit Risk.
He has been successful in all facets of the mortgage business, from Underwriting to Sales and Operations. In 2019 while also underwriting, he accomplished 68 million in personal production with a combined output of 150 million in production from 2019-2021
He’s an excellent leader who motivates employees with respect and humor!


Loan Options

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
Buy A Home

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs


Contact Info


Rob BonillaRob Bonilla

As the Consumer Lending Executive, I am continually impressed with the depth of knowledge the Ethos Home Loans team exhibits in order to execute on behalf of clients on every deal. Ethos has the tools and ability to position clients as the strongest buyer, considering all factors. If you are looking to purchase, or refinance a home, I'm sure you'll be impressed with the products and service of the Ethos Home Loans team.

If you are an established Loan Officer looking for a place to grow your business, you will not be disappointed in the support provided by our dedicated office staff!

Monte Dei CharitiesMonte Dei Charities

What makes a lender stand out from the rest?Exceptional service + competitive rates means Ethos Home Loans is your lender of choice especially when you need to get the job done right! So grateful for AJ’s amazing team at Ethos Home Loans! Everybody went the extra mile for our closing, and that made all the difference! Talk about peace of mind knowing Ethos Home Loans has got this! Priceless!

Atron GregoryAtron Gregory

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