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Factum Financial

1555 S. Gilbert Rd. Suite 101 Mesa, AZ 85204

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Listing Details

Kyle Fuller started in life insurance in 2013, but was overcome by the power of Infinite Banking the following year and has been practicing IBC ever since. Kyle was blessed with the heart of a teacher, which prompted him to share his knowledge of Infinite Banking with people who want to harness every dollar for its maximum potential and live with ultimate financial freedom.

One thing that is certain for Kyle is the Infinite Banking Concept is not a career or business, he considers it his calling in life. The word “retirement” is something he does not believe in. This is a process that he will be educating families and business owners about until the day he graduates from this life. He is 30 years younger than the average life insurance agent, which means he will be around to help you implement this process, he will be around to see your children through this process, and he will be around for your grandchildren to start this process. Whether clients are overcoming debt, creating lasting wealth, or simply striving for financial freedom, Kyle helps people make their money work for them.

Businesses, individuals, and families who work with Kyle all learn through accessible and personalized guidance that illustrates how they can channel whole life insurance into the living benefits taught by Nelson Nash under IBC. The uninterrupted true compounding, liquidity, easy access, tax-deferred earnings, and stability that a properly designed whole life insurance policy provides makes it the perfect savings asset to building your foundation.

Kyle grew up In Mesa, AZ. He is passionate about sound principles for money stewardship. His first son had a banking policy at 3 months old, giving him the freedom that comes from never having to rely on a conventional bank for his financing needs and desires. By moving away from the commercial banking world and using specifically designed policies as a source of financing, more and more of the money stays in the family!

Kyle is the top authorized practitioner in Arizona and is ready to give business owners and families the necessary tools to carve out their new financial future today.


Term Life Insurance

  • This is one of the most common life insurance policy types that people associate with insurance. If you are trying to contextualize what term life insurance is like, think of it as renting a home instead of buying one. You will still have the benefit of having protection, but you are not necessarily building up any equity.


  • A term life insurance policy is one that you have for a set period of time until the policy expires. Usually, you can buy term policies that last from 10-30 years. You will receive a price at the beginning of the policy, and this will be the fixed premium that you pay until the policy term ends.

Permanent Life Insurance

  • Also known as whole life insurance, permanent life insurance is an enduring policy that builds wealth for you as you pay into it. This is equivalent to building equity in a home. Within this area of life insurance, there are many types of products. We will cover each of these products below.

Traditional Whole Life Insurance

  • A traditional whole life insurance policy offers you a guaranteed death benefit along with a savings component that helps you build wealth. In a nutshell, you make your policy payment every year, and the company pays you dividends over time that get credited to your cash value. This becomes a type of bank account for you to draw from as you need money. You also get lifetime coverage for this type of policy in a guaranteed contract.



Ellie CovarrubiasEllie Covarrubias

The Factum Financial team has been such a blessing to me and my family. I had originally reached out only seeking to get a policy started, without knowing much about life insurance and got so much more :)

I knew Factum Financial was the right team, when Monty said, "Ellie- lets get you started with some knowledge first." This approach of making sure potential clients are educated first is not only, selfless but honorable.

They have gone out of their way to plant seeds of knowledge and change lives. Thank you so much and I look forward to continuing this journey with your team on my side.

Bret YatesBret Yates

Factum Financial is super dedicated to sound financial education and helping you win the money game! It’s awesome to see how much they care personally for you and your family! I love this team!

Emily TaylorEmily Taylor

First off, Factum Financial has been absolutely amazing to do business with. I had the honor of meeting the majority of the team and was blown away by the empathy, knowledge and passion everyone within the company has. I learned about Infinite Banking from one of the best in the business, Tarisa.

Tarisa made things so easy for me and really took her time to ensure I fully understood how everything works. She made me feel really comfortable talking about finances and investing in my future which is something I usually feel really uncomfortable about. I can’t thank her enough for her kindness and patience throughout this process. Thank you Tarisa and the team at Factum Financial for the opportunity to create a legacy and secure my financial freedom!

Shaun HawkinsShaun Hawkins

Factum Financial is run by the best group of people who really have a teacher's mindset. They are there to really help us all succeed in the money game! I couldn't ask for anything more!

Tarisa Poirier-SheltonTarisa Poirier-Shelton

Before I was a practitioner of this concept, I was an eager client. Factum Financial teaches sound fundamental wealth principles for anyone open minded and interested in leveling up their financial strategy on an individual and family basis.

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