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Factum Financial

4860 E Baseline Rd Suite#107 Mesa, AZ 85206

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About the company

Kyle Fuller started in life insurance in 2013, but was overcome by the power of Infinite Banking the following year and has been practicing IBC ever since. Kyle was blessed with the heart of a teacher, which prompted him to share his knowledge of Infinite Banking with people who want to harness every dollar for its maximum potential and live with ultimate financial freedom.

One thing that is certain for Kyle is the Infinite Banking Concept is not a career or business, he considers it his calling in life. The word “retirement” is something he does not believe in. This is a process that he will be educating families and business owners about until the day he graduates from this life. He is 30 years younger than the average life insurance agent, which means he will be around to help you implement this process, he will be around to see your children through this process, and he will be around for your grandchildren to start this process. Whether clients are overcoming debt, creating lasting wealth, or simply striving for financial freedom, Kyle helps people make their money work for them.

Businesses, individuals, and families who work with Kyle all learn through accessible and personalized guidance that illustrates how they can channel whole life insurance into the living benefits taught by Nelson Nash under IBC. The uninterrupted true compounding, liquidity, easy access, tax-deferred earnings, and stability that a properly designed whole life insurance policy provides makes it the perfect savings asset to building your foundation.

Kyle grew up In Mesa, AZ. He is passionate about sound principles for money stewardship. His first son had a banking policy at 3 months old, giving him the freedom that comes from never having to rely on a conventional bank for his financing needs and desires. By moving away from the commercial banking world and using specifically designed policies as a source of financing, more and more of the money stays in the family!

Kyle is the top authorized practitioner in Arizona and is ready to give business owners and families the necessary tools to carve out their new financial future today.


Term Life Insurance

  • This is one of the most common life insurance policy types that people associate with insurance. If you are trying to contextualize what term life insurance is like, think of it as renting a home instead of buying one. You will still have the benefit of having protection, but you are not necessarily building up any equity.


  • A term life insurance policy is one that you have for a set period of time until the policy expires. Usually, you can buy term policies that last from 10-30 years. You will receive a price at the beginning of the policy, and this will be the fixed premium that you pay until the policy term ends.

Permanent Life Insurance

  • Also known as whole life insurance, permanent life insurance is an enduring policy that builds wealth for you as you pay into it. This is equivalent to building equity in a home. Within this area of life insurance, there are many types of products. We will cover each of these products below.

Traditional Whole Life Insurance

  • A traditional whole life insurance policy offers you a guaranteed death benefit along with a savings component that helps you build wealth. In a nutshell, you make your policy payment every year, and the company pays you dividends over time that get credited to your cash value. This becomes a type of bank account for you to draw from as you need money. You also get lifetime coverage for this type of policy in a guaranteed contract.


Contact Info


Phil RogersPhil Rogers

Factum Financial is a great source for knowledge. Their videos and book recommendations and emails are all designed to help me make the best and most informed financial decisions I can. Their customer service is ridiculously good. Professional and prompt and accurate and still so patient and personal that they feel like family.

Tanner RicksTanner Ricks

Kyle and his whole team at Factum have been nothing short of spectacular! I began working with Kyle just under a year ago and his knowledge and education has never failed to impress me. Factum cares about their clients and will do anything to help you reach financial freedom and peace of mind! Couldn't recommend them more.

Bianca BoehmBianca Boehm

I have known Tarisa for about 10 years and she is one of the smartest women I know. She’s always been financially savvy so when we spoke about potentially opening a policy I was all ears. I have to admit I was hesitant at first about this venture as a full time single mom thinking I wasn’t able to financially handle such a thing. Tarisa took the time to break down the benefits of opening a policy, she explained how it wasn’t just a depressing life insurance policy but a foundation of HOPE for the future. She taught me how this would create the foundation of a legacy for my daughter and I and the generations of our family yet to come. I grew up in a middle class household like most have and I wanted better for myself and Tarisa opened my eyes to a whole world of opportunity and I am excited to be able to do the things I want for MY life with the banking system while also knowing that when my time comes, my daughter will be set up with more assets than I could have ever imagined having while growing up. I am forever grateful for the knowledge Tarisa shared with me and the time she took to reassure me and patiently explain and debunk the “normal” way of handling finances.

Ellie PruettEllie Pruett

I’m so thankful for this team. Monty was the first person I connected with at Fanctum when I decided to start my whole life policy. I had done lots of reading and podcasting to the point I was comfortable with diving in. I’ll never forget feeling the excitement to start and instead of trying to sell me products I didn’t want or need and taking advantage of my excitement, Monty suggested more reading material. I knew then and on, that my family and I would be in great hands. I have had the absolute pleasure of working with this team and could not recommend a better team to work with. They are truly dedicated to educating first and have empowered my family and I to better our financial futures.

Yash ScarlettYash Scarlett

It's hard to express the appreciation that I have for Tarisa and the entire Factum Financial family.
It is rare that you find a company so dedicated to the success of their clients.
They are always willing to go above and beyond to keep you informed and on track with your financial
If only I had met them sooner.
Thank you Factum Financial!


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