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V.I.P. Mortgage

9280 S Kyrene Rd Suite134, Tempe, AZ 85284

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About the company

V.I.P. Mortgage, Inc. is not in the business of simply selling loans. Our passion is being able to outline a path to homeownership for each customer, discovering their goals, and incorporating them into the home loan process. We match our borrowers with the best possible program and product for each of their unique financial situations, focusing on today, tomorrow, and the future.

Founded by Marine veteran Jay Barbour in 2006, V.I.P. Mortgage, Inc. has grown from a single office with two loan officers in Scottsdale, AZ, to over 20 brick and mortar branches (across many states) with a few hundred licensed loan officers. V.I.P. Mortgage, Inc. funds several billion dollars in loans annually and consistently ranks at the top of numerous industry rankings.

While V.I.P. Mortgage, Inc. has grown significantly over the years, we haven’t lost sight of our core values; to give back, provide exemplary customer service and not only meet, but exceed, each customer’s individual needs. V.I.P. Mortgage, Inc. doesn’t just do business with customers, but builds customers for life.


Finding the ideal loan program and product for each borrower’s individual requirements is something V.I.P. Mortgage, Inc. takes great pride in. Understanding that a home loan is the biggest financial transaction many people will ever be involved with, V.I.P. Mortgage, Inc. works one-on-one with every client to make sure they understand the process and what the short and long-term effects of their decisions entail.

Most importantly, choosing a loan program is all about you and what will work best for you today, tomorrow and for years to come. Rest assured, we have your best interests at heart and will work tirelessly on your behalf throughout the entire loan process. Even after your loan closes, we will still be there to check in, follow-up and make sue that no matter where life takes you, your mortgage will continue to fit all your needs.



  • Refinancing
    • A refinance may provide:
      • A lower interest rate
      • A lower monthly payment
      • The ability to pay off the loan faster
      • A chance to change the loan type
      • The removal of PMI (private mortgage insurance) on the current loan
      • Ability to access cash that has been built up through equity in the home


  • Purchasing
    • Our Mortgage Process Is Fast And Simple. Experience The VIP Treatment.


  • First Time Home Buyer
    • Things to keep in mind:
      • How is your financial health – good rule of thumb is to have three to six months of living expenses saved up. In addition, review your spending to know exactly how much you are spending every month and what you are spending your money on.
      • Think about what type of home you have in mind – single family, duplex, townhouse, condo, urban, suburban, rural…there are a lot of options. Make sure you have at least a general idea of what your ideal home looks like and where it is located.
      • Get pre-qualified – going through the pre-qualification process before you start looking for a home is the best place to start. This way, you will know exactly how much money you can spend on a home and will make you a more attractive buyer to a seller.


  • Reverse Mortgage
    • A reverse mortgage is a unique loan product that allows homeowners, ages 62 and older, to convert a portion of their home equity into cash. While the senior remains in their home, there are no required mortgage payments. Conversely, the lender makes payments to the senior! The cash can be used for monthly living expenses, medical costs, or to simply add to a nest egg. The senior is still responsible for taxes, insurance, home maintenance and any homeowners’ association fees, but that’s it.


Contact Info


Cristi SwanCristi Swan

Bob Waskieko was wonderful to work with. Bob was extremely knowledgeable and worked with me, as an executor to my mother's estate, and with my brother to get financing to purchase my mothers house. When my brother decided not to buy the house, Bob then helped our daughter navigate the loan process so that she could purchase the house. Bob was great at keeping us up-to-date and guiding us through a very complicated roller coaster ride. Bob had a great sense of humor and lots of patience. I would highly recommend Bob and his team. Thanks for all of your help, Bob!

Chelsea DouglasChelsea Douglas

The home buying process can be scary. Kathy, Jamie and their team make it so easy. Constant communication which is so refreshing. We never had to question a thing! VIP Mortgage is the only lender I will use from now on. Who knew the home buying process could be this stress free!

Doug TuckerDoug Tucker

I've used Duncan several times of the past couple years and hands down the most professional and personable experience you will receive in the industry! Duncan and his team are there at every step of the way making sure all your questions are answered and that you're comfortable. The experience you receive from Duncan and his team is UNMATCHED. Team Duncan has earned a customer for life!

shannon hallshannon hall

Duncan gives the BEST customer service and follow through! I was helped every step of the way and never doubted my loan would fund on time. Dedicated, responsible, friendly, helpful - I could go on and on. Highly recommend!

Nan Cie Hamilton-ColeNan Cie Hamilton-Cole

When it comes the the Real Estate market, mortgages, loans, investments, communication, client care services and anything having to do with your future, concerning money and all of the above mentioned,....go to Kathy Morrow and her team. You are in the best of care, support and financial well being with Kathy Morrow! I have used her and referred her for many years. She always surpasses your expectations and guides you towards a path of leverage and well being for you and those you care for.


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