Author: HOA Admin

HOA.com - Connecting Communities

When is the right time to refinance?

Refinancing at the right time is good for everyone involved You’ll save money on interest rates and pay off your loan faster. And if you have bad credit or no credit history, refinancing may be just what you need to get approved for a mortgage. In order to make sure your home purchase or refinance…
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Top benefits of hiring Phoenix Financial Advisor

Phoenix is a great place to live and work! With the amazing weather year-round, beautiful scenery, and friendly people, what could possibly go wrong? Well, not much. At least that’s what we thought. We had no idea how many things can go wrong financially until our friend, “Kelly”, told us about her experience with a…
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Top hints you’ll see when its time to change your floors if you’re in Denver

When you are planning on selling or buying a home in the future, it may be time to consider new flooring. If your current house was built before 1990, there’s an excellent chance that your floors will need replacement due to old materials used during construction. Some examples of materials that were commonly used before…
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Top 5 things to look for in a Denver real estate agent

Who wants to live in Denver? The answer is simple: Everyone does! There are a lot of reasons why people love living in Colorado, but they all boil down to the beauty of the state, its rich history, friendly locals, and the opportunity to enjoy outdoor activities year-round. And, there are the top things to…
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Why you NEED a financial advisor if you want to retire in Denver before your 50s

Financial advisors work closely with clients in many aspects of their lives, including managing investments and helping them plan for financial security both during their working years and when they retire. Brandi Tafoya in Five Rings Financial is a place to find her, your own financial advisor who can advise on how to build wealth…
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Everything you need to know about FHA loans if you’re a first-time home buyer in the Phoenix area

What Is A Homeowner’s Insurance Policy and what does it have to do with an FHA loan? Why do I need an FHA loan? Are they better than conventional loans? You need to know about FHA loans if you’re a first-time home buyer in the Phoenix area or any place in the United States. Having…
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Phoenix’s top Investing options for Beginners

How much time should I spend learning about investing before starting? Is it worth it or would it be better to start with something else? Every beginner investors start from zero. When you invest your money, you hope to earn more than you put into the investment. The question then arises whether you should start…
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How to Determine if Your Denver Home has Mold Growing in it

The CDC says that roughly 200 million Americans are exposed to mold every year. While most individuals don’t experience health problems, long-term exposure can cause asthma, respiratory issues, skin rashes, gastrointestinal disorders, and headaches. These symptoms can be especially severe in children, pregnant women, and those who already suffer from other conditions such as allergies…
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How to turn your Phoenix home into a green oasis using artificial turf

Do you want to transform your Phoenix home into a lush green haven? If yes, then artificial turf might be the perfect solution for you. Artificial turf has become extremely popular in recent years due to its low maintenance costs and attractive appearance. Moreover, it does not require daily watering or care, because it is…
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The top 3 pest in phoenix to look out for this summer

Pests around the home can cause a great deal of damage. While they don’t usually pose a threat to humans, they can wreak havoc on our homes, especially during the hot months. Fortunately, there are ways to prevent them from spreading. The number of pests in Phoenix in the summertime has increased over the years.…
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