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Denise McManus

11817 E CANNON DR Scottsdale, AZ 85259

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About the company

I am not your average loan officer. I am exceptional! Different than most, I strategically look for the best solutions and opportunities for every individual client. There is no one size fits all when it comes to lending. Each client gets personal attention from application to close and long after from me and my entire loan team.

When other lenders say NO, Denise and her team find solutions.

  • No income loans,
  • bank statement loans,
  • Airbnb financing,
  • Non Warrantable Condos
  • Land Lease
  • Fix & Flips with renovation included
  • Loans 4m+
  • Self Employed borrowers & Investors are my specialty

Not to say, there isn’t the standard conventional, VA, FHA and even USDA loan programs all with great rates but for the sometimes more challenging scenarios, Denise has options for these borrowers.

That’s why at My Mortgage Expert we put a little love in every loan we do. ❤️

Personally, Denise, husband, Jeff and family live in North Scottsdale enjoying the desert lifestyle and the convenience that the wonderful state of Arizona has to offer. Her husband is the Arizona State Broadband Director and VP of AZ Commerce Authority. Their daughter, Reese, graduated from Chapparal and is a student at ASU, son, Luke, from Brophy College Prep,and is in PreLaw at UofA and youngest son, Beau, is student at Desert Mountain.


Contact Info



My wife and I bought our first home in October, and due to the market it was hard finding a house and getting an offer accepted. Sterling was extremely patient with me and all my questions. He's was able to run numbers on houses for me, he would always make sure that I was comfortable with the payments and was awesome at communicating quickly with me. The really nice thing about change home was I didn't have my own realtor I used the sellers realtor and they made sure that I wasn't getting taken advantage of. They let me know that it's risky not having my own realtor, and they made sure I was comfortable with everything. They really treat customers like a friend.
The sellers realtor said that she really liked Sterling as well.
I would recommend them to any buyers or realtors I am sure you'll love them as much as I do!!!

William WilkesWilliam Wilkes

Michael was great through the whole experience. Kept us informed at every step. Their web portal is easy to use and see where we’re at in the refi process. At the end, finalized and signed all documents on our time schedule which was a great convenience. Total process was completed faster than anticipated.

Highly recommend.


Michael Synder is the person to go to! He not only has a high degree of integrity and professionalism, he's also very personable and truly committed to your success. Michael is always in constant communication with you every step of the way and continually updated me. My file was very complex and he was able to get my loan through a no documentation loan. No other loan broker could (or was able to) offer this to me and Michael's knowledge and expertise was stellar beyond my expectations. Lisa L.

Heather SanchezHeather Sanchez

We had a great experience with Michael Snyder's team! They were prompt at answering questions, helpful, and the process was quick. We went into it with the mindset of exploring options and ended up with an outcome better than we could have imagined. Thank you!

aundrey johnsonaundrey johnson

Denise and her team work very hard to help their clients. We definitely will use Change Home Mortgage in the future.


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